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Terms and Conditions

Terms and Conditions

Welcome to LOANZO GAMES! These Terms and Conditions ("Terms") govern your use of our website, games, and related services (collectively, the "Services"). By accessing or using LOANZO GAMES, you agree to be bound by these Terms. If you do not agree, please do not use our Services.


1. Acceptance of Terms

By using LOANZO GAMES, you confirm that you are at least 13 years old or have obtained permission from a parent or guardian. If you are using our Services on behalf of an organization, you agree to these Terms on their behalf.


2. Modifications to Terms

We may revise these Terms at any time. Updates will be posted on this page, and your continued use of the Services constitutes acceptance of the updated Terms.


3. Use of Services

You agree to:

  • Use our Services lawfully and respectfully.

  • Not cheat, hack, exploit, or abuse the platform.

  • Avoid offensive behavior, language, or usernames in any interactive areas.

Violation of these rules may result in suspension or termination of your account.


4. Account Registration

To access certain features, you may need to register:

  • Provide accurate and complete information.

  • Keep your login credentials secure.

  • Do not share your account with others.

You are responsible for all activity under your account.


5. Virtual Items and Purchases

  • LOANZO GAMES may offer in-game purchases, such as virtual currency or items.

  • These are non-refundable, non-transferable, and do not carry real-world value.

  • We reserve the right to change, remove, or modify virtual items at any time.


6. Intellectual Property

All content, including graphics, code, games, and branding, is owned by LOANZO GAMES or its licensors. You may not reproduce or distribute any part of the platform without permission.


7. User Content

You may be allowed to submit content (e.g., chat messages, profile names):

  • You grant us a non-exclusive, worldwide license to use your submitted content.

  • Do not submit illegal, offensive, or infringing content.


8. Termination

We reserve the right to suspend or terminate your account without notice for violations of these Terms or for any conduct that we deem harmful to the community or platform.


9. Disclaimer of Warranties

LOANZO GAMES is provided “as is.” We do not guarantee:

  • Uninterrupted or error-free service

  • Accuracy or reliability of content

  • That our Services will meet your expectations

Use is at your own risk.


10. Limitation of Liability

We are not responsible for:

  • Indirect or incidental damages

  • Loss of data or digital content

  • Unauthorized access to user accounts

Our liability is limited to the maximum extent permitted by law.


11. Indemnification

You agree to indemnify and hold LOANZO GAMES harmless from any claims, losses, or damages resulting from your use of the Services or violation of these Terms.


12. Governing Law

These Terms are governed by the laws of [Insert Country/State], without regard to conflict of law principles.